/* ===== Loan Calculator - Modern Styles ===== */

/* Form */
.loan-form { display: grid; gap: 22px; margin-bottom: 32px; }
.form-group { display: flex; flex-direction: column; gap: 8px; }
.form-group label { font-size: 13px; font-weight: 600; color: var(--text-secondary); letter-spacing: 0.3px; }
.form-group input, .form-group select {
  padding: 14px 16px; border: 2px solid var(--border-light); border-radius: 12px; font-size: 16px;
  background: var(--bg); color: var(--text); transition: all 0.2s ease; font-weight: 500;
}
.form-group input:focus, .form-group select:focus {
  outline: none; border-color: var(--primary); box-shadow: 0 0 0 4px rgba(79, 70, 229, 0.12);
}
body[data-theme="dark"] .form-group input, body[data-theme="dark"] .form-group select {
  border-color: var(--border); background: var(--bg-muted);
}
body[data-theme="dark"] .form-group input:focus, body[data-theme="dark"] .form-group select:focus {
  background: var(--bg-card);
}

/* Term unit select overlay */
#term-unit { appearance: none; background: var(--bg-soft); cursor: pointer; font-weight: 600; font-size: 14px; color: var(--primary); border-left: 2px solid var(--border-light) !important; }
#term-unit option { color: var(--text); }
body[data-theme="dark"] #term-unit { background: var(--bg-muted); border-left-color: var(--border) !important; }

.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }

/* Radio group styled as pill buttons */
.radio-group {
  display: grid; grid-template-columns: 1fr 1fr; gap: 10px;
}
.radio-item {
  display: flex; align-items: center; justify-content: center;
  cursor: pointer; border-radius: 12px; border: 2px solid var(--border-light);
  padding: 12px 16px; transition: all 0.2s ease; background: var(--bg-soft);
  user-select: none;
}
.radio-item:hover { border-color: var(--primary-100); background: var(--primary-50); }
.radio-item.active {
  border-color: var(--primary); background: var(--primary-50);
  box-shadow: 0 0 0 4px rgba(79, 70, 229, 0.08);
}
.radio-item input[type="radio"] { display: none; }
.radio-item label {
  font-size: 14px; font-weight: 600; cursor: pointer; color: var(--text-secondary);
  transition: color 0.2s; pointer-events: none;
}
.radio-item.active label { color: var(--primary); }
body[data-theme="dark"] .radio-item { background: var(--bg-muted); border-color: var(--border); }
body[data-theme="dark"] .radio-item:hover { background: var(--primary-50); }
body[data-theme="dark"] .radio-item.active { background: rgba(99, 102, 241, 0.15); }

/* Calculate button */
.calc-btn {
  width: 100%; padding: 16px; background: linear-gradient(135deg, var(--primary), #8b5cf6);
  color: white; border: none; border-radius: 12px; font-size: 16px; font-weight: 700;
  cursor: pointer; transition: all 0.25s ease;
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  box-shadow: 0 4px 14px rgba(79, 70, 229, 0.3);
}
.calc-btn:hover {
  transform: translateY(-2px); box-shadow: 0 8px 24px rgba(79, 70, 229, 0.4);
}
.calc-btn:active { transform: translateY(0); }

/* Result cards */
.result-box {
  background: var(--bg-card); border: 1px solid var(--border-light);
  border-radius: 16px; padding: 28px; margin-bottom: 24px;
  box-shadow: 0 4px 12px rgba(0,0,0,0.04);
}
.result-title {
  font-size: 15px; font-weight: 700; color: var(--text);
  margin-bottom: 20px; padding-bottom: 14px;
  border-bottom: 2px solid var(--border-light);
  display: flex; align-items: center; gap: 8px;
}
.result-title::before {
  content: ''; width: 4px; height: 18px; background: linear-gradient(180deg, var(--primary), #8b5cf6);
  border-radius: 4px; display: inline-block;
}
.result-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.result-item {
  text-align: center; padding: 24px 16px; background: var(--bg-soft);
  border-radius: 14px; border: 1px solid var(--border-light);
  transition: transform 0.2s ease;
}
.result-item:hover { transform: translateY(-2px); }
.result-item:nth-child(1) .result-value { color: var(--primary); }
.result-item:nth-child(2) .result-value { color: var(--danger); }
.result-item:nth-child(3) .result-value { color: var(--success); }
.result-value { font-size: 26px; font-weight: 800; margin-bottom: 8px; letter-spacing: -0.5px; }
.result-label { font-size: 13px; color: var(--text-muted); font-weight: 500; }

/* Schedule table */
.schedule-box {
  background: var(--bg-card); border: 1px solid var(--border-light);
  border-radius: 16px; overflow: hidden;
  box-shadow: 0 4px 12px rgba(0,0,0,0.04);
}
.schedule-box > .result-title { padding: 20px 24px 14px; margin: 0; }
.schedule-header {
  display: grid; grid-template-columns: 60px 1fr 1fr 1fr 1fr; gap: 12px;
  padding: 12px 24px; background: var(--bg-soft);
  font-weight: 700; font-size: 12px; color: var(--text-muted); text-transform: uppercase; letter-spacing: 0.5px;
}
.schedule-row {
  display: grid; grid-template-columns: 60px 1fr 1fr 1fr 1fr; gap: 12px;
  padding: 12px 24px; border-bottom: 1px solid var(--border-light);
  font-size: 13px; color: var(--text-secondary); transition: background 0.15s;
}
.schedule-row:last-child { border-bottom: none; }
.schedule-row:hover { background: var(--bg-soft); }
.schedule-row .principal { color: var(--text); font-weight: 600; }
.schedule-row .interest { color: #ef4444; font-weight: 600; }
.schedule-row .total { font-weight: 700; color: var(--text); }
.schedule-row .balance { color: var(--primary); font-weight: 600; }
.schedule-footer {
  display: grid; grid-template-columns: 60px 1fr 1fr 1fr 1fr; gap: 12px;
  padding: 14px 24px; background: linear-gradient(135deg, var(--primary-50), var(--bg-soft));
  font-weight: 700; font-size: 13px; color: var(--primary); border-top: 2px solid var(--primary-100);
}
.schedule-placeholder { padding: 48px 20px; text-align: center; color: var(--text-muted); font-size: 14px; }
.schedule-container { max-height: 420px; overflow-y: auto; }
.schedule-container::-webkit-scrollbar { width: 6px; }
.schedule-container::-webkit-scrollbar-track { background: transparent; }
.schedule-container::-webkit-scrollbar-thumb { background: var(--border); border-radius: 4px; }
.schedule-container::-webkit-scrollbar-thumb:hover { background: var(--text-muted); }

/* Layout */
.loan-layout { display: grid; grid-template-columns: 1fr 320px; gap: 28px; align-items: start; }
.loan-main { min-width: 0; }
.loan-card {
  background: var(--bg-card); border: 1px solid var(--border-light); border-radius: 18px;
  padding: 32px; box-shadow: 0 4px 16px rgba(0,0,0,0.04);
}
.loan-sidebar { display: flex; flex-direction: column; gap: 20px; }

/* Sidebar sections (shared with other tools) */
.sidebar-section { background: var(--bg-card); border: 1px solid var(--border-light); border-radius: 16px; padding: 20px; box-shadow: 0 2px 8px rgba(0, 0, 0, 0.04); }
.sidebar-header {
  text-align: center; padding: 28px 20px !important;
  background: linear-gradient(135deg, #667eea 0%, #764ba2 100%) !important; border-color: transparent !important;
}
.sidebar-header h1 { font-size: 1.35rem; font-weight: 800; color: #fff; margin-bottom: 6px; text-shadow: 0 2px 8px rgba(0,0,0,0.2); }
.sidebar-header p { font-size: 0.82rem; color: rgba(255,255,255,0.85); }
body[data-theme="dark"] .sidebar-header { background: linear-gradient(135deg, #667eea 0%, #764ba2 100%) !important; }
.sidebar-title { font-size: 1rem; font-weight: 700; color: var(--text); margin-bottom: 16px; display: flex; align-items: center; gap: 8px; }
.sidebar-title i { color: var(--primary); font-size: 0.9rem; }
.sidebar-tools { display: flex; flex-direction: column; gap: 8px; }
.sidebar-tool { display: flex; align-items: center; gap: 12px; padding: 10px 12px; border-radius: 10px; transition: all 0.2s ease; text-decoration: none; background: var(--bg-soft); }
.sidebar-tool:hover { background: var(--primary-50); transform: translateX(3px); }
.sidebar-tool-icon { width: 36px; height: 36px; display: flex; align-items: center; justify-content: center; border-radius: 10px; font-size: 16px; flex-shrink: 0; background: linear-gradient(135deg, #6366f1, #8b5cf6); color: #fff; }
.sidebar-tool-info { flex: 1; min-width: 0; }
.sidebar-tool-name { font-size: 0.9rem; font-weight: 700; color: var(--text); margin-bottom: 2px; }
.sidebar-tool-desc { font-size: 0.78rem; color: var(--text-muted); }

/* Ad placeholder */
.ad-placeholder { width: 300px; height: 250px; flex-shrink: 0; margin: 0 auto; background: var(--bg-card); border: 2px dashed var(--border); border-radius: 16px; display: flex; flex-direction: column; align-items: center; justify-content: center; text-align: center; padding: 20px; color: var(--text-muted); font-size: 0.82rem; line-height: 1.5; }
.ad-placeholder .ad-icon { font-size: 1.8rem; color: var(--text-muted); margin-bottom: 10px; opacity: 0.4; }
.ad-placeholder .ad-label { font-weight: 600; font-size: 0.85rem; color: var(--text-muted); margin-bottom: 4px; }
.ad-placeholder .ad-size { font-size: 0.75rem; color: var(--text-muted); opacity: 0.6; }

/* SEO */
.loan-seo { margin-top: 24px; padding: 20px 24px; background: var(--bg-card); border: 1px solid var(--border-light); border-radius: 16px; box-shadow: 0 2px 8px rgba(0, 0, 0, 0.04); }
.loan-seo p { font-size: 0.88rem; color: var(--text-secondary); line-height: 1.7; margin: 0; }

/* Dark mode overrides */
body[data-theme="dark"] .sidebar-section { background: var(--bg-card); border-color: var(--border); }
body[data-theme="dark"] .sidebar-tool { background: var(--bg-muted); }
body[data-theme="dark"] .sidebar-tool:hover { background: var(--primary-50); }
body[data-theme="dark"] .ad-placeholder { background: var(--bg-card); border-color: var(--border); }
body[data-theme="dark"] .loan-seo { background: var(--bg-card); border-color: var(--border); }
body[data-theme="dark"] .loan-card { background: var(--bg-card); border-color: var(--border); }
body[data-theme="dark"] .result-box { background: var(--bg-card); border-color: var(--border); }
body[data-theme="dark"] .result-item { background: var(--bg-muted); border-color: var(--border); }
body[data-theme="dark"] .schedule-box { background: var(--bg-card); border-color: var(--border); }
body[data-theme="dark"] .schedule-header { background: var(--bg-muted); }
body[data-theme="dark"] .schedule-row { border-color: var(--border); }
body[data-theme="dark"] .schedule-row:hover { background: var(--bg-muted); }
body[data-theme="dark"] .schedule-footer { background: linear-gradient(135deg, rgba(99, 102, 241, 0.15), var(--bg-muted)); border-top-color: rgba(99, 102, 241, 0.3); }

/* Responsive */
@media (max-width: 1024px) { .loan-layout { grid-template-columns: 1fr 280px; gap: 20px; } }
@media (max-width: 860px) { .loan-layout { grid-template-columns: 1fr; } .loan-sidebar { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; } }
@media (max-width: 768px) {
  .form-row { grid-template-columns: 1fr; }
  .result-grid { grid-template-columns: 1fr; }
  .loan-card { padding: 20px; }
  .schedule-header, .schedule-row, .schedule-footer { grid-template-columns: 50px 1fr 1fr 1fr 1fr; padding: 10px 16px; gap: 8px; font-size: 12px; }
}
@media (max-width: 640px) { .loan-sidebar { grid-template-columns: 1fr; } }